Wedding Loans

In our 25 years of experience there has been a huge amount of weddings that have taken place across the UK, as couples show their love and commit to support one another. No doubt financing the perfect wedding is something that most `grooms and brides to be` will worry about at some stage of the engagement. The reception venue, catering, a photographer, a big white dress, a well deserved luxury honeymoon to unwind and let`s not forget the cake! These are just a few of the expenses that need to be covered if you wish for your big day to go off without a hitch. Here at First Choice we are a stickler for happy endings and we can help arrange the ideal wedding loan to put your happy ending in motion. If your new life together is on the horizon then give our in house loan underwriters a call on 0333 003 1505 (mobiles) or 0800 298 3000 (landline), or complete our shorton line enquiry form for your free quote and to see how we can arrange the ideal loan from just £1,000 to £50,000 for your dream wedding.

Wedding Loans Explained

The average cost of a wedding is now upwards of £18,000. We know that seems like a massive sum to get wed, but some clients go for more and some much less. It depends on the individuals wishes and in our view their is nothing as individual as you and your partners wedding celebration. There are very few of us who are lucky enough to have the full amount of money freely available in their savings. That is where a wedding loan from First Choice Finance comes into action. One of the most important days of your life shouldn`t have to be compromised. There are various way to finance your wedding; a personal loan, a secured loan, a guarantor loan, a second mortgage or a remortgage can help you spread the payments of your big day so that you can afford to pay off the cost of your wedding over affordable instalments rather than a one off payment. We can provide wedding loans from £1,000 to £100,000 and the finance term can stretch from 3 to 25 years enabling you to match the loan to your ideal situation. Fill in our online application form to start the process and our friendly advisers will get back to you with some free quotes with absolutely no obligation to proceed.

Wedding Loans For People With Bad Credit

In times of economic uncertainty many people with bad credit may feel that they have to postpone their big day because they cannot afford to make it the wedding of their dreams. However, all is not lost, many specialist lenders have developed specific wedding loan programs or second mortgages for many different financial situations. Even with bad credit we can arrange competitive secured wedding loans so that you can have the perfect wedding, big white dress and all. Give us a call on the above number to see how much you might be able to borrow.

Wedding Loans With No Credit Check

Many of us have dreamed about a perfect wedding, whether we care to admit it or not and we definitely cannot help who we fall in love with. Our husband or wife to be may not always be the better half in terms of accessing credit, in fact they may been unlucky enough to have had a rocky credit history which is making it difficult for you to obtain conventional wedding loans. Bad credit can make it difficult to qualify for either a homeowner secured loan, second mortgage or a remortgage that may be needed to obtain the much needed funds for a wedding to take place. That is where a guarantor loan can come into play. Simply put, a guarantor loan requires another person often a family member (or even the best man) or a friend with a good credit history, acts as a guarantor to state they will meet the payments of your wedding loan in the event that you cannot. For more information on guarantor loans head over to our page or call us on the above number.

Wedding Loan Calculator

Come to First Choice Finance for a wedding loan that will make your wedding the event of the year and one that you will not soon forget. If you would like to have a more detailed idea of the cost of your wedding loan and wedding in total, head over to our calculators page. If you need to refinance some credit cards and other personal loans to get your cashflow in control to afford the wedding then check out our debt consolidation calculator which allows you to see what your new monthly repayments could be if you decide to consolidate debt. The loan repayment calculator will inform you of the payment from month to month and the total cost overall. If you are also interested in potentially raising the money for your wedding via a remortgage rather than a wedding loan that would sit behind your mortgage acting as a second mortgage, you can also take a look at our remortgage calculators to compare the difference.

Homeowner Secured Loans 9.8% APRC. Representative example: Borrow £50,000 over 180 months. 60 months at 8.1%, £497.83 pcm fixed at 60% LTV. Then 120 months at 10.1%, £539.89 pcm variable. Total payable £94,656.60. Total cost of credit £44,656.60 (including: £795 lender fee, £985 broker fee & £42,876.60 interest). First Choice are tied to certain loan providers.

Mortgages & Remortgages 8.4% APRC. Representative Example: Borrow £120,000 over 25 years at 5.99%, £778.86 pcm fixed for 3 years at 60% LTV. Then at 8.75%, £974.86 pcm, variable for 22 years. Total payable £286,416. Total cost of credit £166,416 (including: £985 broker fee, £999 lender fee & £164,432 interest)

Unsecured Personal Loans REPRESENTATIVE 49.9% APR (VARIABLE) First Choice are tied to certain unsecured lenders.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. Security is required on immovable property.

Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

Established In 1988. Company Registration Number 2316399. Authorised & Regulated By The Financial Conduct Authority (FCA). Firm Reference Number 302981. Mortgages & Homeowner Secured Loans Are Secured On Your Home. We Advice Upon & Arrange Mortgages & Loans. We Are Not A Lender.

First Choice Finance is a trading style of First Choice Funding Limited of 54, Wybersley Road, High Lane, Stockport, SK6 8HB. Copyright protected.